About COURTNEY

Hats I Wear:

  • Loan Origination: 

    • Assessing and evaluating loan applications submitted by potential homebuyers, investors, or those seeking to refinance.

    • Determining the borrower's creditworthiness and financial stability.

  • Guidance and Consultation: 

    • Providing guidance to borrowers on different mortgage and/or banking products and assisting them in selecting the most suitable option.

  • Documentation and Processing: 

    • Collecting and reviewing all necessary documentation from applicants.

    • Managing the loan application process and ensuring all paperwork is complete and accurate.

  • Risk Assessment: 

    • Analyzing the risk associated with each mortgage application and making lending decisions based on established criteria.

  • Interest Rate Negotiation: 

    • Negotiating and setting interest rates for approved mortgage loans.

  • Customer Service: 

    • Providing excellent customer service by addressing borrower inquiries, concerns, and providing updates on the loan status.

  • Collaboration with Real Estate Professionals: 

    • Working closely with real estate agents, brokers, and other industry professionals to facilitate smooth transactions.

  • Loan Closings: 

    • Coordinating the closing process and ensuring all necessary paperwork is prepared for the finalization of the loan.

  • Market Research: 

    • Staying informed about market trends, interest rates, and changes in the mortgage industry to provide informed advice to borrowers.

When Iā€™m Not Working, I am:

  • Spending time with my husband and our two beautiful daughters

Favorite Quote: 

"Big things are built one brick at a time. Victories are achieved one choice at a time. A life well lived is chosen one day at a time."

--Lysa Terkeurst

What I Enjoy About Sprout:

Being an active participant in Sprout, I cherish how conversations seamlessly evolve into a collective think tank, where ideas are exchanged, and insights are shared. It's a space where not only professional expertise but also personal experiences contribute to a rich tapestry of knowledge. This dynamic environment fosters growth on multiple levels, both in our personal lives and within the professional realms we navigate daily. The synergy of diverse perspectives creates a unique atmosphere that enhances our collective journey of continuous improvement.

My Information: 

Employer: Guaranty Bank

Website: Courtney Carter (gbankmomortgage.com)

LinkedIn: Courtney Carter - Residential Lender - Guaranty Bank | LinkedIn

Contact Information:

Courtney Carter

Residential Mortgage Lender

CCarter@gbankmo.com

417-209-2912

2006 S. Glenstone Ave, Springfield, MO 65804